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STEPS TO OWNERSHIP!

1. DETERMINE YOUR BUDGET

As you prepare to look at homes the first step is to get pre-approved for a loan. There are many types of loans and a qualified lender will work to find the right program for your needs. We can help with lender referrals.

2. FIND A HOME

Your agent will review the home requirements most important to you and based on your discussion, will send you property listings to tour. 

3. MAKE AN OFFER

Once you’ve found a property that feels like home - your agent will discuss the offer with you and draft an Offer to Purchase Agreement with your offer price, terms and contingencies. The offer is then immediately sent to the seller’s agent to be presented to the property owner. 

4. CONTINGENCIES

A contingency is a clause that buyers include when making an offer on a home, that allows them to back out of buying the property if the terms of the clause aren't met. Once your offer is accepted and a contract is signed, your agent will work with you to satisfy your contingencies. This will often include a home inspection, an appraisal and working with your lender to meet the mortgage contingency date in the contract. 

5. CLOSING

Once all of the contingencies have been released from the contract - it's time to close! On the day of the closing, you and your agent will do a final walk through to inspect the property. Once the walk through is complete, you'll close with your agent, along with your attorney or escrow agent, depending on your state.


MAKING A MOVE?

Whether you're a first time home buyer - or have bought real estate before, we're here to help! We look forward to discussing your real estate plans and connecting you with one of our agents.

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