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STEPS TO OWNERSHIP!

1. DETERMINE YOUR BUDGET

Before you begin looking at homes it is best to work with a mortgage Broker to get pre-approved. There are many different types of loans and a qualified lender will work to find you the right solution based on your needs.

2. FIND A HOME

You and your Realtor® will determine your needs, wants, must have’s. Based on your criteria, your agent will send you property listing that match your needs and take you to tour the ones that you are interested in.

3. MAKE AN OFFER

An Offer to Purchase contract will be drafted and sent to the Seller’s real estate agent with your offer price, terms and contingencies. After negotiations and a accepted offer has been reached, your will begin working on your contingencies. 

4. CONTINGENCIES

After your offer is accepted, your agent will work with you to release your contingencies. This will often include a home inspection, an appraisal and getting all of your paperwork required by your lender to make the mortgage contingency date in the contract.  

5. CLOSING

Once all of your contingencies have been released from the contract, it will be time to close. The day of the closing your agent will do a final walk through to inspect the property for any damage and to make sure nothing was left behind by the sellers. Once the walk through is complete, you will close with your attorney or your escrow agent, depending on your state.


MAKING A MOVE?

Whether you are a first time home buyer or have made several moves, we are here to help! We look forward to discussing your needs and connecting you with the perfect Christofor Realty agent.

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